Interest-Free and Low-Interest Finance from GrowDirect™

GrowDirect™ is proud to offer an extensive range of low-interest and 0% interest payment plans, to help cover the costs of larger purchases. All orders totalling £300 or more qualify for interest-free finance, available over terms of 6, 9 & 12 months as preferred.

We also offer interest-free finance on the orders totalling £1,000 or more over a repayment periods of 18 months. If looking to spread the costs even further, longer terms up to 36 months are available on orders over £300, subject to a representative interest rate of 15.9% APR.

Applying for Finance with GrowDirect™

We make it quick and easy to apply for finance to help simplify the process of completing larger orders. Simply complete the product selection and checkout processes as normal, paying the specified deposit amount and filling out the application form. After which, you’ll be provided with an immediate decision regarding your eligibility for credit.

Upon acceptance, your order will be processed immediately and your goods despatched to the address of your choosing!

Low-Cost Finance Made Simple

Credit facilities are made available subject to status and affordability. Please ensure you fully understand all applicable terms and conditions before applying for credit with GrowDirect™. Credit is provided by Divido and regulated by the Financial Conduct Authority. If you have any questions, get in touch with a member of the GrowDirect™ team before completing your application.

Available Finance Options

Please enquire for a table of rates.

Representative Example

Order value £2,400 secured with a 10% deposit of £240, borrowed over a period of 12 months with 0% interest payable. Total interest charge £0.00, 12 monthly payments of £180 amounting to a total cost of £2,400. No commissions or additional fees payable at any time.

Buy Now, Pay Later

GrowDirect™ is committed to affordability and accessibility across our entire product catalogue. We make it quick and easy to buy now and pay later. Simply by meeting the initial deposit requirements as specified above, you’ll be able to spread the costs of larger purchases and complete the payment at a later date. When urgent requirements call for urgent financial assistance, you can count on GrowDirect™ to help.

Please be aware that credit facilities are not suitable for everyone and should only be used when there is complete confidence in the repayment terms being met. Additional charges and fees may be payable in the event of late-payment or non-payment, or in the instance that credit facilities are repaid early. Once again, we invite you to contact a member of the GrowDirect™ team for more information, before going ahead with your application.